For a comprehensive IVA and Debt Management service please visit our IVA Partner site at: www.freeivahelp.com

Whilst the offers of credit can be extremely helpful at times, all too often, many people get caught up in a web of debt with creditors knocking at the door and hassling people who genuinely cannot afford to make their monthly repayments on time. At the time you decided to enter into various credit agreements, no doubt you never realised what a headache your on-going financial commitments would become and you would end up in a mine field of debt problems.

We now offer a variety of FREE services:
Debt Consolidation Loans
Individual Voluntary Arrangements / IVA's
Bankruptcy Guidance & Advice
Debt Solutions.

Write Off Your Unaffordable Debt With An IVA
Individual Voluntary Arrangements, also known as an IVA or IVA's have helped 1000's of people in the UK become debt free since their introduction back in 1998 - you can now avoid all the worry and trauma of bankruptcy and become debt FREE after 60 months. If you have unaffordable unsecured debts over £15,000 and you think one affordable monthly payment would help you on your way to becoming debt FREE, fill in the form below and we can find a practitioner best suited to you.

What Is An IVA or Individual Voluntary Arrangement?
An IVA is a formal and legal agreement between you and the companies you owe
unsecured monies to - these are your creditors. Once an IVA is in place, you will be able to clear your debts at a more affordable monthly payment over a fixed period, this is usually 60 months and any interest that is owing is frozen. At the end of the fixed period, all outstanding balances are permanently written off and you will be completely debt free. Due to the formal nature of an IVA, an agreement can only be prepared and supervised by a licensed practitioner. An IVA May Be The Right DEBT Solution For You: An IVA is for someone who is looking for an alternative to bankruptcy - it is for someone who still has an income with which to pay off a reduced debt via a programme of more affordable monthly payments. An IVA avoids the embarrassing publication of personal details in the press and being subject to business and financial restrictions and they are for people who want a solution to their debt problems whilst still protecting their present and future assets. IVA's are available to both homeowners and tenants alike - alternatively, people owing less than £15,000 might be advised to consolidate their existing debt into a debt consolidation loan.

Brief IVA Criteria:
MUST have at least £15,000 in unsecured debt
MUST have at least £250 per month disposable income
MUST owe at least 3 creditors

IVA Process: Firstly, complete the form below so that we can assess all the
available debt solutions for you to ensure you are getting the best possible help and service available. If an IVA is considered to be the best way forward for you, an application is made and proof of your identity will be obtained and confirmed - all information is then forwarded onto an Insolvency Practitioner.

If an IVA is not for you - we can also provide Comprehensive Bankruptcy Guidance & Advice.

We are here to help - Please complete this form so we can assist you.