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Frequently Asked Questions (FAQ)

 


If you can't find an answer to your question here please CONTACT US with your enquiry.

For our Mobile Phone Shop FAQ please GO HERE

I have bad credit status can you help?
Yes, we believe that everyone deserves the opportunity to restart & rebuild their credit rating by being able to access the finance that meets their individual requirements & circumstances.

We provide you with access to finance companies that specialise in helping people whos' credit rating has been impaired, there is a finance solution tailored to meet your requirements which will give you the opportunity to get back on the credit ladder and rebuild your credit rating.

What "guaranteed" approval credit facilities can I apply for and obtain.
We can obtain credit for you from providers of:
Bank Accounts - Credit/Debit Cards - Mortgages - Remortgages - Unsecured Loans - Secured Loans - Pay Day Loans - Log Book Loans, Debt Management - Car Finance Loans or Leasing - Mobile Phones, contract or payg - Electrical Goods Credit plasma tv, ps3 etc - Merchant Services (card processing). And other Financial services. The companies we refer you to specialise in providing null/adverse credit customers with non-status products.

How much do I have to pay to apply?
Apart from our Credit Repair & Merchant Facility Services (which we administer ourselves) unlike other credit agencies/referrers we DO NOT charge application fees for any of the credit services we refer you to. You can apply for as many services as you like at no cost.

Why do you not charge fees - how do you make your profit?
With the exception of our Credit Repair and Credit Card Merchant Account services (which involve a lot of administration etc) we offer our services for free. We can do this because we are not credit providers but referrers, we are affiliated with companies that provide these services so we take a commission on any leads we pass on to them.

Are there any hidden charges?
We have no hidden charges. However some card or account providers may charge an issue, setup or admin fee which is paid direct to the card, account issuer, or provider. You may also receive an email or other communication from one of our sponsors offering a "paid for" alternative in addition to our free services. If you are contacted by one of our sponsors you do not have to proceed with any application they may offer. Although we make a £2.99 registration fee this is NOT compulsory and is for customers wanting to benefit from the advantages registration gives.

Are there any exceptions to getting "Guaranteed Approval"?
Although we are commited to obtaining the credit/financial services you require - and in nearly all cases we do achieve this there is however one main exception and that is many of the credit facility providers we deal with will not approve customers with a "fraud marker" on their credit file. We therefore recommend that you obtain a recent copy of your credit report.

How can I check my Credit Report/Status?
CLICK HERE to get a FREE credit report!

Where are your terms & Conditions?
CLICK HERE
for our full Terms & Conditions.

Do I get rewarded for passing on recommendations to you?
Yes! We have our own Affiliation Program which pays excellent commission rates for EVERY client that applies for a service through one of your unique tracking links - regardless of whether they go on to complete an application! CLICK HERE to find out more.

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